Assessing the Impact of the Restructured Weather Based Crop Insurance Scheme on Pomegranate Growers
Impact of Weather-Based Crop Insurance
DOI:
https://doi.org/10.21921/jas.v13i03.15293Keywords:
: Climate risks, RWBCIS, PomegranateAbstract
Agriculture is highly vulnerable to climatic risks such as drought, unseasonal rainfall, hailstorms, temperature fluctuations, and pest and disease outbreaks, which significantly affect the productivity and profitability of high-value fruit crops like pomegranate. These weather-induced uncertainties often lead to substantial yield and income losses, threatening the livelihoods of growers. The Restructured Weather Based Crop Insurance Scheme (RWBCIS) provides financial protection by compensating farmers for weather-related losses based on predefined weather indices, thereby reducing production risks and income instability. For current study Pomegranate beneficiary farmers are assessed to study the impact of RWBCIS. The study was conducted in the year 2022 in Solapur district of Maharashtra. Total 150 sample were selected (75 beneficiary and 75 non-beneficiary farmers) from three talukas. Tools like Crop diversification, cropping intensity and Incremental crop benefit ratio were used to assess the impact. The results showed there is a significant between the Crop diversification, cropping intensity and Incremental crop benefit ratio.
Key words: Climate risks, RWBCIS, Pomegranate
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